December 06, 2013 /24-7PressRelease/
-- Every time you get behind the wheel of your car in Miami there is always some risk that you are going to end up in a collision. Regardless of how safe a driver you are, you cannot prevent the actions of others. A car accident
, especially a serious one, can leave you with a large number of challenges but there are ways that you can prepare yourself for them.
Put together an accident kit
Many people believe in keeping an emergency kit in their car but it is also important to put together an accident kit. An accident kit can help you document the accident, which can be of great benefit when you need to file a claim with an insurance company, and should include the following:
- Disposable camera (if you have a camera on your cell phone you can use that).
- Paper and pencil for notes.
- Accident forms.
- Warning flares or traffic triangles.
- List of allergies and any health conditions that first responders should know about.
The accident forms can usually be obtained through your insurance agent or you could just create your own. They capture information such as the date of the accident, location, speed, witnesses, other drivers and the name of the law enforcement officer who arrives at the scene.
Be aware of what you say
What you say at the scene of an accident could put you in unnecessary legal wrangles. You could be held at fault for the accident even if you were not responsible and this could leave you in a position where you have to protect yourself from a lawsuit. Saying things like "I'm so sorry" or "I was in a hurry" could make it sound like you caused the accident.
The same thing is true when it comes to injury
. When an accident occurs you are likely in shock and this means that you may not be aware that you are injured until hours later when the shock wears off. Telling the officer you are okay could cause issues if you later have to file a claim for medical care.
Your car insurance policy
One of the most important things that you can have in place is a car insurance policy that will meet your needs, but this is often the last thing that people think about until they need it. To make sure that you have a policy that will provide you with the coverage you need, you should sit down and carefully think about what your needs would be in the event of a collision.
Will you need towing or a rental car? Have you thought about the possibility that the other driver could be underinsured or may not carry insurance at all? Thinking about the different scenarios can help you make the appropriate changes to your policy so that there are no unpleasant surprises.
Above all, you should also keep the number of an experienced attorney with you so that you can obtain the legal advice you need when that accident does happen.
Visit us at miamicar-accidentlawyer.com/