January 11, 2014 /24-7PressRelease/
-- According to the Social Security Administration, more than one out of every four 20-year-olds will face a physical or mental disability that makes them unable to work before reaching age 67. When a disability strikes, most workers do not have an available safety net through the private sector; the Social Security Administration reports that just 31 percent of the private sector workforce is covered under long term disability insurance.
Fortunately, however, disabled workers and their families may be able to turn to Social Security Disability Insurance
or Supplemental Security Income in the wake of a long-term physical or mental impairment. These programs, both administered by the Social Security Administration, provide wage replacement and medical benefits to those who can prove they suffer from a qualifying disability and who meet other program requirements. While it is not always easy to obtain Social Security Disability benefits, the end of 2013 saw a record number of disability beneficiaries, as well as a record high in average benefit payments.
Nearly 11 million receive disability benefits, with record average monthly payouts
At the end of 2013, nearly 11 million Americans were receiving some type of disability benefits through the Social Security Administration. Specifically, the Social Security Administration reported 10,988,269 disability beneficiaries in December of 2013, an increase of about 6,000 from the previous month and a new record high.
Most of the beneficiaries were disabled workers themselves, but dependents of disabled workers also made up a fairly substantial portion of the total. There were 1,888,624 children of disabled workers receiving benefits in December of 2013, as well as 157,061 spouses of disabled workers.
The amount of wage replacement benefits a disabled worker receives varies based on a number of factors, such as the worker's earnings before becoming disabled. Not only were there a record number of Social Security Disability beneficiaries at the end of last year, the average benefits also hit an all time high.
The average monthly payment to a disabled worker hit $1,146.43 this December. The previous high, $1,130.34, was reached in December of 2012. Monthly benefits for spouses and children of disabled workers also peaked at an all time high in December, at $308.13 and $341.42, respectively.
Call a Social Security Disability attorney for help securing disability benefits
While more people than ever before are now receiving Social Security Disability benefits
, that does not mean quick access to the disability benefits you deserve is a given. In fact, most initial applications for disability benefits are denied, with many beneficiaries only having their claims approved at some level of appeal.
If you or someone close to you is unable to work because of a disability, you could benefit from the assistance of a Social Security Disability attorney. Your attorney can present your case for benefits in the most persuasive light, giving you the best odds of getting your claim approved and getting the benefits you need quickly. Get in touch with a Social Security Disability attorney today to learn more.
Article provided by Midwest Disability, P.A.
Visit us at www.midwestdisabilitychicago.com