August 28, 2013 /24-7PressRelease/
-- It only takes seconds for you to be involved in a car accident but it can take months and even years to recover from one. In 2012, there were over 273,000 crashes that occurred in Michigan and over 70,000 people were injured according to Michigan Traffic Crash Facts.
Injuries sustained in a car accident
can be serious, requiring hospitalization, rehabilitation and follow-up medical care. Knowing how to handle a car accident can give you the tools you need to protect yourself from liability and be awarded the compensation you need to recover.
The accident kit
Putting together an accident kit is a good way to be prepared in the event of a car accident. The kit should include an assembly of first aid supplies, traffic cones or flares, pen and paper, a card with allergies and medical conditions written on it for you and each member of your family, a disposable camera and an accident form. The accident form can be one that you create or you may be able to obtain one from your insurance agent.
Generally, the form has places for important information relating to the collision, such as:
Where the accident happened
The names of the other drivers involved
The facts of the accident
Statements from other drivers
Names and contact information of witnesses
By collecting this information and writing it down, you will be able to refresh your memory with accurate facts if you have to retell what happened, later on.
Knowing what to say
A car accident is often a traumatic experience and this can lead you to say something that could be used against you by the other driver, the investigating officer and even the insurance company. Making a simple statement like "I'm okay" could be used as evidence if you find out later that you are injured according to Squawkfox.com. This could pose a problem if you need to make an injury claim because the other party could make the argument that you were fine after the accident.
The same caution should be used when you discuss the events of the accident. It is always best to avoid making any statements that could be interpreted by someone as an assumption of guilt. Only speak with the law enforcement officer about what happened and never tell the officer that you were driving too fast or that you were distracted. This could influence the investigation and unfairly put the blame for the crash immediately on you.
Review your insurance policy
You may feel that you have a pretty good concept of what your auto insurance policy will cover but some people find out after they have a car accident that their insurance company won't pay for a rental car or that their policy does not include towing. Therefore, it is a good idea to read through your policy while considering what you will need if your car is totaled or you are hospitalized.
By taking the time to prepare for an accident before it happens, you will have a better understanding of what you should do. In the event that you are injured, you should speak immediately with an experienced attorney in your area about your legal rights and options.