PHILADELPHIA, PA, August 30, 2013 /24-7PressRelease/
-- Even when people make thorough and careful plans when traveling, Inertia Tours
knows that there is always the chance the unexpected will occur. Taking these things into consideration is important and there are ways to prepare in advance. A recent article
in Business Day outlines the different type of insurance coverage that are available to help protect people when things go awry.
When people go on vacation they are looking for a chance to escape and relax. To enjoy the sights, sounds, and activities of a new location. They do not want to consider what might happen if their flight gets canceled, their luggage is lost, or they get sick. This is where travel insurance comes in. It can help people to rest easier knowing that they are protected.
One type of travel insurance is cancellation insurance. If a trip is cancelled, the person is reimbursed the money they paid to go. Some credit card companies offer partial or total cancellation coverage to customers who book their trip using their card. When buying coverage separately, it generally costs between five and seven percent of the total price of the trip. In addition, some cruise or tour companies will offer cancellation waivers. There are often limitations to what they cover, but some people may find it is the coverage they are looking for.
A second type of insurance is personal effects coverage. This covers a person's belongings and protects them in case they are lost, damaged, or stolen. Should anything happen, they are generally eligible for reimbursement. Renter's and homeowner's insurance policies may offer similar coverage, so it is helpful to see what they provide. If an airline loses someone's luggage while they are traveling internationally, they are often required to provide compensation. For people who are worried about the safety of their belongings, having personal effects coverage can make sure they are covered.
The final type of travel insurance is emergency medical insurance. People should check to see what their current health insurance policy covers and if there are any areas where they may need extra protection. There are often limitations on foreign coverage, so if traveling outside of the United States, having additional insurance can help reduce costs should anything happen.
"Purchasing travel insurance is a matter of personal preference," says a representative of Inertia Tours. "People should look to see what the travel company and their current insurance covers to see if they feel they need extra protection. It can give them peace of mind when traveling that they are covered should anything unexpected occur." Inertia Tours encourages travelers to decide what is right for them and meets their individual needs.
provides safe, affordable travel packages for college students going on spring break. Their comprehensive packages include accommodations, meal plans, activities and more. They can book any size group and allow students to pay individually. Students can choose trips to South Padre, TX; Panama City, FL; Cancun; Puerto Vallarta, Mexico; or opt for a cruise to the Bahamas. For those students looking for alternative spring break options, the company provides a package called Eco-Nicaragua. If students are interested in hitting the slopes, the company also has winter and spring break ski packages available. All trips are safe and affordable and require parental approval, so parents know exactly where their children are and what they are doing.