NEW ROCHELLE, NY, January 18, 2014 /24-7PressRelease/
-- The job of a public adjuster is fairly straight forward; to insure that an insurance claimant is being treated fairly. This may be hard for an individual to determine if they have never had to file a claim before. There are many people out there claiming the services of public adjusters are unnecessary, but the many clients represented by John Capriles and his firm believe differently.
"In the event of a loss, insurance companies design the claim process to minimize payouts. Insurance companies commonly use technicalities and complex filing procedures to minimize their liability or deny their coverage responsibilities," says John Capriles. When a policy holder feels they are being treated unfairly or aren't getting the settlement they need to recover from a loss, the services provided by public adjusters can make a world of difference.
recognizes that not every claimant needs the services provided by a public adjuster. For small cases, insurance companies will probably assess things fairly; however, for larger losses, a public adjuster's services may be crucial. According to Bankrate.com, hiring a public adjuster is a judgment call; "The general rule of thumb is if you estimate you have losses of $10,00 or more, it's probably wise to hire a public adjuster."
The difference between using a public adjuster like John Capriles and the adjuster sent by the insurance company is who they represent. Public adjusters represent the insurance claimant while field adjusters are hired by the insurance company. Even with reputable insurance companies, a field adjuster may not properly access the damages appropriately, and the problem can be amplified if the insurance's field adjuster isn't experienced.
With over two decades of experience, John Capriles
knows public adjuster services are more than financially beneficial. While it is possible to get more payout due to the work of a public adjuster, ease of mind can come from their services too. "When using a licensed and certified public adjuster, claimants can let someone else worry about working through the claim process if they don't have the time or patience to handle it themselves," says John Capriles.
takes the hassle out of the process by handling all the necessary paperwork for filing a claim. According to Insure.com, "An adjuster will file the necessary paperwork with your insurer, arrange for inspections of your damaged property and haggle with your insurance company if it refuses to pay your full claim. Public adjusters also help their clients communicate effectively." This means claim payments may be expedited through their services.
Admittedly, there are times public adjustment services may not be needed, but according to Bloomberg.com, "Insurance companies routinely refuse to pay market prices for homes and replacement contents; they use computer programs to cut payouts, they change policy coverage with no clear explanation, they ignore or alter engineering reports, and they sometimes ask their adjusters to lie to customers."
The article continues, "The industry's drive for profit has overwhelmed its obligation to policy holders." It is for this reason policy holders may benefit from using public adjusters. John Capriles and other public adjusters use experience and knowledge to ensure a maximum settlement.About: John Capriles
uses industry experience and knowledge to make sure clients are fairly compensated for losses and not cheated by insurance companies.