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Nevada car accidents: Legal protection before one happens

Clark County was the site of 78.89 percent of all accidents that occurred in the state during 2010.
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    December 15, 2013 /24-7PressRelease/ -- Nevada car accidents: Legal protection before one happens

Las Vegas has been referred to as "sin city" with its abundance of casinos, night clubs, shows and a relaxed attitude and this is often embraced by the millions of people who visit these attractions each year. However, for the residents of the city, this also means that there is a high rate of car accidents as people drive under the influence of drugs and alcohol, speed recklessly and act in other negligent behaviors.

According to the Nevada Department of Transportation, Clark County was the site of 78.89 percent of all accidents that occurred in the state during 2010. Over 51,000 collisions were reported and out of those collisions, 235 resulted in the death of a person or persons and more than 18,000 resulted in injury. A car accident can present a number of large challenges but people can lower the impact by taking steps beforehand to protect themselves legally.

Create and keep an accident kit

When an accident occurs, people often are caught up in the trauma of the event and forget to document important information or preserve evidence. However, an accident kit can prevent that from happening. Similar to an emergency aid kit, the accident kit contains tools to help people stay alert and focused on preserving their legal rights. The kit is generally assembled with the following:
-Paper and pencil for note taking.
-Disposable camera to photograph the scene (the camera on a smart phone works too).
-Card with any allergies or health conditions listed on it.
-List of emergency contacts (can be kept in a smart phone).

In addition, an accident form should also be put into the kit and this can be created by hand or obtained through an insurance company. The accident form records information pertaining to the accident itself which can then be used for contacting witnesses and to preserve memory for testimony or insurance claims.

Keeping an updated car insurance policy

Edmunds emphasizes the importance of making sure that a car insurance policy is updated to meet the person's needs in the event of a collision. One way that people can do this is to consider what they would require if they were in a serious accident such as a rental vehicle, a tow truck, the amount they could pay as a deductible and the amount of coverage they would want for serious injury to themselves, to others and to their vehicle.

Many times the addition of towing and rental vehicle coverage is relatively inexpensive. Aside from coverage, people should also take the time to understand how the claims process works and whether there are any time limits imposed on claim submitting. This can prevent denials and other complications from rising.

Be careful what is said

Saying the wrong thing at the scene of an accident or even after the event can have a large impact on the results of an investigation or insurance claim. For example, indicating that one isn't injured could lead to a claim denial if an injury from the accident later surfaces, which is a common occurrence. The same is true if a person makes a statement that could be interpreted as accepting responsibility for the accident happening, putting them in a situation where they are cited as the driver at fault.

In order to avoid making such errors, people involved in a car accident should immediately call an experienced attorney for legal counsel.

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