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ATLANTA, GA, January 28, 2014 /24-7PressRelease/ -- The Atlanta bankruptcy lawyers, Clark & Washington, want to remind residents to pay greater attention to their personal finances in 2014. You may not be worried about it right now, but all the cost of all those holiday gifts can certainly add up. Putting everything on a credit card is a simple way to avoid the immediate burden of these expenses, but due to interest, the long-term costs will not be in your favor.
Put an End to the Vicious Debt Cycle
The Atlanta bankruptcy attorneys recommend taking a hard look at your personal finances and making it a goal to be debt-free by the end of the year. Though paying off student loans and a mortgage is likely out of the question for most, putting a stop to the woes of revolving debt like credit cards can be accomplished with some hard work and budget-conscious decisions.
The biggest problem a lot of us have regarding our financial situations is failing to see the big picture. Ordinary daily expenses can seem all too trivial in the grand scheme of things. That five-dollar morning latte or that fast food order is no big deal - you have enough to cover the funds. Besides, you can always rely on that high limit credit line in a pinch, so there is nothing to worry about.
This type of thinking is what has gotten millions of Americans into poor circumstances, says the Atlanta bankruptcy lawyers. Fortunately, getting back on financial track is easier than it might seem. Above all, making a budget, sticking to it and saving as much as you can while sacrificing unnecessary expenses should allow you to pay off most of your debt this year.
Clark & Washington has practiced Atlanta bankruptcy law for many years. Learn more about their services by visiting http://www.cw13.com.
About Clark & Washington:
Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast. They have locations in Georgia, Florida and Tennessee. Clark & Washington specializes in personal chapter seven and 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.
For more information, visit http://www.cw13.com.
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