Ohio car accidents: Preparing for one before it occurs
The Ohio Department of Public Safety reported that over 290,000 traffic accidents occurred in 2011.
November 05, 2013 /24-7PressRelease/ -- Ohio car accidents: Preparing for one before it occurs
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There are many unpleasant experiences that people have to deal with in their lives and one of these is getting into a collision with another vehicle. Here in Hamilton County, there are constant reports of car accidents and it's likely that someone you know has gone through the experience of dealing with insurance companies, claims and medical bills.
The Ohio Department of Public Safety reported that over 290,000 traffic accidents occurred in 2011. Out of that number over 72,000 involved injuries and over 1,000 people died. Dealing with a collision can be stressful, frustrating and confusing. However one way that you can prepare for an accident is to prepare ahead of time for it.
Car accident kit
Many people have an emergency aid kit in their vehicle and chances are that you have one too. However, you should also have what is referred to as a car accident kit. This can be a basket or a bag that you keep within reach that contains items to help you handle an accident. The items should include:
-A list of emergency contacts in case you suffer a brain injury or some other serious injury
-A list of allergies or health conditions for you and your family
-Warning triangles or flares
-A disposable camera
-Pen and paper
In addition to these items, you should also try to have an accident form. This is a form that helps you document important details pertaining to the collision such as weather conditions, where the accident occurred, names and contact information for the other drivers, witness information and speed. You can usually get this from an insurance agency or you can create your own.
Limiting what you say
According to Squawk Fox, some people find themselves dealing with additional problems by saying something that is misinterpreted. When you find yourself in an accident, it is always best to avoid speaking as much as possible. You should also refrain from providing additional information or make a statement that you may have been driving too fast or that you simply didn't see the other car. This could give the impression that you were not paying attention and therefore, the accident was your fault.
It is also important to remember that injuries can surface hours after the accident happens and the initial shock has worn off. Telling someone you are okay could cause problems if you later are diagnosed with a torn muscle and you try to file an insurance claim.
Making sure your insurance policy meets your needs
Another way that you can protect yourself and eliminate some of the stress of a collision is by taking the time to review the terms and limits of your insurance policy. Edmunds recommends reading your policy thoroughly so that you have a complete understanding of it. Making sure that you have towing coverage and that your deductible is one you can meet will give you a sense of security in the event that you ever need it.
One of the most important things that you can do is to contact an experienced attorney as soon as possible, who can provide you with legal advice.
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