October 11, 2013 /24-7PressRelease/
-- If you live in the Bay Area, then you probably already know that every day thousands of people travel in San Francisco and the surrounding area. With a network of interstates and hundreds of smaller communities all connected to each other, the traffic can be heavy and if someone becomes impatient, a car accident
is likely to occur.
The California Office of Traffic Safety reports that the number of traffic fatalities increased in 2011 by 2.6 percent. Collisions were the cause of over 2,700 fatalities; it is unknown how many accidents resulted in damage to property or injuries. Car accidents can be extremely complicated to deal with, especially if there are injuries
and other issues involved. Therefore, it is important to take precautionary steps so, that if you are in a collision, you will not accidently set yourself up for legal repercussions.
The accident kit
An accident kit works in the same way that a first-aid kit does. This can be a bag or box that you keep somewhere in your car which helps you collect information about the accident and provides information. For example, Edmunds recommends having an accident form, a disposable camera, pen and paper, flashlight and warning flares. You can create the accident form or you may be able to get one from your insurance agent. The form captures information such as who was involved in the accident, contact information, the situation surrounding the crash (road and weather conditions) and witnesses.
If you or your family members have underlying health issues such as high blood pressure, a heart condition or anemia, you should make sure that there is a card that alerts people to this. The same thing should be done if anyone has allergies, especially to medications.
Your insurance policy
Many people do not realize, until after an accident happens, that they do not have adequate coverage. Therefore, it is a good idea to take that policy out of the drawer and carefully read through it. You should also do an analysis of the needs you might have from a car accident such as:
- Rental car while the other car is being repaired.
- Deductible you have to pay before the insurance kicks in.
- Uninsured drivers.
- Underinsured drivers.
In addition you should be aware of limitations that may exist on your policy. For example, there may be a time limit in which you must file the claim. You should always report an accident with damage to your insurance company - even if the other driver has told you they will take care of the costs. It is not uncommon for drivers to change their mind.
Don't admit fault
From the moment that your car was hit by the other vehicle, you will be the subject of an investigation and this means that you are liable for anything you say. Therefore you want to avoid making statements that can be misinterpreted as an admission of guilt.
When you are in a car accident, one of the first calls you make should be to an experienced attorney who can provide you with legal advice.
Article provided by Firm Target San Francisco, CA - Motor Vehicle
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