December 15, 2013 /24-7PressRelease/
-- Preparing for an accident can provide protection from legal problems
It is common for people in West Palm Beach to protect themselves in the event of annual hurricanes and other storms. However, few people think about what they would do in the event of a car accident
and this can expose them to a host of legal issues. What many people do not realize, is that there are things that they can do to protect themselves from any unnecessary problems.
Insurance policy review
The law requires every driver to carry car insurance but half the time, many people don't even know what their policy includes or doesn't include. According to Edmunds it is a good idea to sit down and make a list of what a person's needs would be in the event of a collision. These needs may include:
-Underinsured driver coverage.
-Uninsured driver coverage.
-Ability to meet deductible.
After a person determines what their needs are, they should then carefully go through their policy to make sure that they have what they need. If they discover problems with the policy, they still have time to make those changes before an accident occurs.
From the moment that an accident happens, a person should be recording information and documenting details. In order to do this, they need what is known as an accident kit. The accident kit should have regular items such as a flashlight, flares, first aid supplies and a list of the person's medical conditions and allergies. In addition, the kit should also contain a disposable camera, paper and pencil and accident forms.
The accident forms help the driver immediately write down the details surrounding the accident. These details include the location of the accident, the date, street conditions, speed, witnesses, other drivers' information and even weather. Often these forms can be created by hand or obtained through an insurance agent.
Saying the right thing
Accidents quickly become investigations and therefore it is important for people to be careful what they say. Injuries
may be evident at the scene or they may surface later on as the shock begins to wear off. When people respond that they are okay, it could be used against them by an insurance company to deny the claim.
Another thing that people should avoid is making any statement that could be twisted to mean something else. For example, a statement such as "I didn't see the other car" could be interpreted as the person admitting they were distracted. In order to prevent accident self-implication, it is always wise for people to only speak to an officer and provide only the information that the officer is asking for. In addition, people should seek the counsel of an experienced attorney to make sure their rights are protected.
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