Social Security: How benefit payment for children work
The approval of SSI for children is entirely dependent on their parents' and siblings' income level.
August 22, 2013 /24-7PressRelease/ -- Social Security: How benefit payment for children work
Article provided by Lyle M. Clark Jr. Attorney at Law
Visit us at http://www.lmclarklaw.com
Parents of disabled children in King County often face a number of difficult choices relating to the child's care, education and overall future. For parents with low income, the federal government provides help in the form of Social Security Income for children. This program is available to children from their birth till they reach 18, at which time they can be transferred to a regular SSI program if they are unable to care for themselves.
How does a child qualify?
According to Social Security, children must have a condition that will last over a year which will impact their ability to function on a mental or physical level or which will result in their death. For example, if a parent knows that their child is going to have Down syndrome, they may be able to set up their child's Social Security before the child is born. A teenager who suffers a severe brain injury that prevents him from working at a job or attending school can also apply to receive Social Security benefits.
The approval of SSI for children is entirely dependent on their parents' and siblings' income level. The Rural Institute points out that both unearned and earned income are used in determining a child's eligibility. For instance, in addition to the paycheck that parents bring home, other income sources, such as investments, private pensions, life insurance payouts and so forth, are included in the agency's evaluation.
Proving a child is disabled
Some disabilities may be immediately accepted by Social Security such as complete blindness, Down syndrome, HIV infection, total deafness, severe low birth rate and muscular dystrophy. Other forms of disability often have to be proved in a number of ways, including:
Once the child is approved to receive SSI benefits, a periodic review is conducted to ensure that the child still needs benefits, even if the child's disability is a permanent one. Therefore, parents should keep all records pertaining to their child's care to make the review easier.
When the child turns 18
After a child reaches 18, the SSI benefits for children cease and they can be moved over to the adult program. In order for this to occur, a separate evaluation is conducted, using the adult program's parameters. This means that the parents' and siblings' income is no longer taken into account, which is good news for adults who were not able to qualify for SSI as children. If your child is 18 years old and disabled, or if you find yourself disabled, you should meet with an attorney in your area to learn more about Social Security benefits.
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