October 29, 2013 /24-7PressRelease/
-- Take action in pursuing a workers' compensation claim in Oregon
Employees are often reminded about the importance of workplace safety in Washington County but it is important to remember that regardless of how many policies that are in place or the efforts of employees, themselves, accidents and contracting an occupational disease
can still happen.
A construction accident recently occurred in Sandy, Oregon, when trusses on a crane fell onto four workers below, according to KATU. Two of the workers suffered minor injuries, one was transported to a local hospital by air and the fourth died. Apparently the trusses fell after one of them began to tip; it is unknown whether the trusses had been loaded incorrectly or whether the load was checked before the crane operator lifted it.
Filing a workers' compensation claim
For the three workers who survived the accident and the family of the deceased worker, it will be important for them to file a workers' compensation
claim as soon as possible. According to the Oregon Department of Consumer & Business Services employees who are injured while on the job must submit a claim to the insurance company of their employer.
While many employers will submit the claim on behalf of the employee, this is not always the case and so employees or their family should make sure that the claim is filed in a timely manner. Generally the employee can obtain the insurance company's information through their employer or they can contact the Oregon government agency for help.
Since one of the workers will have medical costs associated with the injuries sustained from the construction accident, a special report referred to as Oregon Form 827 should be filled out and submitted. Time is of the essence as the form needs to be sent within three working days. These forms can be located on the agency's website.
Qualifying for workers' compensation
In Oregon, the Oregon State Bar points out that an insurance company is under legal obligation to either deny the claim or approve it within 60 days of employer notification. In order for one to make sure their claim is approved it is important to verify that the claim is filled out correctly and that the necessary information is submitted. This information may include:
-Witnesses to the injury.
-Investigation results -- if OSHA is involved.
In addition, an injured employee may receive notice that their claim has been denied. This is not uncommon, especially if an employee has failed to submit all of the requested data. However, Oregon law gives employees the right to appeal a denial. In such cases, it is important for employees to seek legal assistance from an experienced attorney. It is also advisable to work with an attorney to file the initial claim, as any errors or missing information can cause significant delays in receiving the compensation you need to recover.
Article provided by Alvey Law Group
Visit us at http://www.martinalvey.com/