TAMPA, FL, October 09, 2013 /24-7PressRelease/
-- Filing for bankruptcy in Tampa
can be the start of a healthy financial future, but only if you manage your finances carefully. The bankruptcy attorneys at Clark & Washington have found that there are several post-bankruptcy pitfalls that can send you back into financial peril.
The most common pitfall people encounter after filing for bankruptcy is poor financial planning. The Tampa bankruptcy attorneys
warn that while bankruptcy can alleviate your debt, it is not a magical cure-all for your financial woes. You must enter into your post-bankruptcy life with a detailed plan on how to stay out of debt, and you must stick to that plan to keep yourself from encountering the same problems again.
Another common pitfall the Tampa bankruptcy lawyers
at Clark & Washington have seen after bankruptcy is a quick return to former "crisis" spending patterns. Having a detailed budget and solid financial plan can help you to avoid feeling like you are in a financial crisis, but you should be aware of possible crisis patterns that you might employ. These include using your credit to pay off other creditors, borrowing money in advance from your job or high-interest loan stores, and pawning off your possessions.
Falling for credit "repair" scams is another pitfall to tempt you post-bankruptcy. Credit takes time and diligence to build; it cannot be built or repaired overnight. The only way to improve your credit after bankruptcy is to build a positive credit history by paying your debts on time.
Learn more about Tampa bankruptcy at http://www.cw13fl.com
.About Clark & Washington:
Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast. They have locations in Georgia, Florida and Tennessee. Clark & Washington specializes in personal chapter 7 and chapter 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.
For more information, visit http://www.cw13fl.com