The complex maze of filing for disability benefits
Filing a SSDI or SSI claim is by no means a guarantee of benefit receipt. The process can be complex and is best done with the help of a legal professional.
August 31, 2013 /24-7PressRelease/ -- The complex maze of filing for disability benefits
Article provided by Alan J. Nuta, Attorney at Law
Visit us at http://www.ssbenefitslawyer.com
There are many situations that can result in a person's inability to work for an extended time. An illness, a workplace injury or some other injury can easily render an otherwise healthy individual disabled either temporarily or permanently. The ability to receive needed social services benefits during such time is typically critical for anyone in such a situation to maintain their livelihood.
Montgomery County residents should understand that while there are programs available for assistance, the approval of a claim is anything but guaranteed. Whether you are seeking Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, forms and paperwork must be submitted completely and carefully to prevent rejection of a claim.
The numbers tell the story
State statistics illustrate the need for diligence in the filing process as the majority of initial claims are denied. Between September 29, 2012 and June 28, 2013, initial claim allowance rates for the state of Maryland as compared to the nation were as follows:
-29.1 percent of all Maryland claims were allowed compared to 32.4 percent nationally
-44.3 percent of all Maryland claims for SSDI were allowed compared to 42.8 percent nationally
-22.5 percent of all Maryland claims for SSI were allowed compared to 28.1 percent nationally
-21.7 percent of all Maryland claims for SSDI and SSI together were allowed compared to 23.7 percent nationally
In all but one category, approval rates for the state of Maryland were lower than the national averages. This should be a flag to anyone needing to file benefits that enlisting the help of a professional could be beneficial. Sometimes it may be as simple as how a specific form is filled out or what level of detail is provided that makes the difference between approval and denial. No matter what the reason, an attorney with the right knowledge and experience of the process can help you navigate through it and have a better chance of approval.
Options if your initial claim is denied
If you have filed an initial claim for either SSDI or SSI and it was rejected, you still have options. There is a defined process in place for reconsideration of applications and an attorney can help you with that as well. It is well worth your time to pursue a reconsideration of your claim as often times the small details that led to a denial initially can be cleared up at this stage.
Whether you are preparing for your initial claim filing or in need of an application for reconsideration, utilizing a legal professional to guide you through the process is likely to make it simpler for you and give you a better chance of receiving the benefits you need.
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