Uninsured And Underinsured Car Collisions Lead to Harsh Consequences

    CHICAGO, IL, November 08, 2009 /24-7PressRelease/ -- Insurance is key for any driver. Not only is it smart but it is also required in every state. At least some minimum form of it which is not enough, according to an article recently published on InsuranceAgents.com. The article titled, 'Car Crash Nightmares: Collision Minus Insurance Equals Trouble' suggests uninsured and underinsured coverage to prevent a car crash horror story.

"With such a large number of uninsured and underinsured drivers cruising the highways and byways of America, there is a strong possibility of getting into a collision with one. There is a minimum amount of car insurance coverage required in each state but that will not cut it should you get into a collision," the article states.

Unfortunately, getting into an accident with an uninsured or underinsured driver can yield devastating consequences. A driver who is uninsured and gets into a collision will probably find themselves in the middle of a costly lawsuit while the insured driver will find that their premiums skyrocket.

When it comes to getting into a collision with an underinsured driver, the underinsured driver's insurance will cover damages up to the policy's limit. At which point the other driver's insurance will cover the rest often at the expense of their premiums.

So it is clear that getting into an accident with an uninsured or underinsured driver holds negative consequences for all parties. Even though a driver can't be responsible for other drivers and their insurance situations, they can be responsible for their own. A car insurance policy that includes extensive liability coverage and underinsured/uninsured coverage is essential, according to the InsuranceAgents.com article.

Visit InsuranceAgents.com today for more information. or to receive car insurance quotes from up to five local agents.

About InsuranceAgents.com

InsuranceAgents.com connects consumers with local insurance agencies, and provides expert articles to help consumers make the right decisions.

Website: http://www.insuranceagents.com/

# # #