Insure4USA.com Provides Tips to SUV Owners Find Affordable Car Insurance

    COLUMBUS, OH, August 22, 2011 /24-7PressRelease/ -- SUV owners have been struggling with escalating car insurance rates for a long time. However, in a recently released article by Insure4USA.com, one of the leading online insurance services in the US, there are several ways that SUV owners can find affordable insurance and get much needed relief on their insurance bills. The article titled, "The 9 Most Effective Ways to Reducing SUV Insurance Rates" highlights various factors that can lead to lower insurance premiums on vehicles that are considered high risk by some insurance providers.

According to David, manager of Insure4USA.com, there are several models listed by the Insurance Institute for Highway Safety (IIHS) in their 'Top Safety Picks' that are easier on the pocket when it comes to insurance. David says, "Insurers look at loss records for any type of vehicle when assessing a premium so you may find a new car with a bad loss record costing a tidy sum in terms of insurance. If you are looking for an SUV then it is wise to choose a model from the IIHS top safety picks. These are the vehicles that have scored well in rollover and high speed side crash and front tests. You are most likely to find favor with the insurance company when you pick one from the IIHS list. "However, that is not the only way to reduce your insurance premium. David adds, "If you are a young driver make the most of a defensive driving class. Enrolling in a defensive driving program sends out the right signals to the insurance company who will soon consider you low risk."

The article also urges existing and potential SUV owners to explore maximum discounts. Many may qualify for discounts on safety features installed in the SUV such as immobilizers and anti-theft features. Those who commute less could be eligible for a low mileage discount. David says, "One of the best ways to cut down on premiums is to maintain a good safety record. Don't gather any tickets and stay away from accidents. Of course, there is no 100% guarantee of safety but when you drive safely you are less likely to be involved in an accident."

SUV owners could be eligible for a discount when they combine car insurance and other policies with a single provider. Most insurance companies offer discounts on combined packages. Another way to cut down on insurance bills is to increase the deductible. As long as SUV owners can afford to pay the amount upfront in case of a claim, they can end up saving a significant amount in the long run. In addition, it is prudent to do a bit of comparison shopping online and obtain quotes from the insurance providers in your area. You can log on to the Insure4USA.com website and compare quotes from leading SUV insurance providers.

See full article about ways to reducing SUV insurance rates http://www.insure4usa.com/how-to-reduce-your-suv-insurance-rates.html

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