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ATLANTA, GA, January 27, 2014 /24-7PressRelease/ -- The holidays are typically a time when Americans spend a lot of money to purchase gifts and to cover other holiday expenses. Although some people are able to do this without exceeding their budget limits, Atlanta bankruptcy law firm Clark & Washington knows that many more people find themselves facing a mountain of debt after the holidays.
The bankruptcy attorneys in Atlanta, Ga., believe that it is important for individuals and families facing an insurmountable debt after the holidays to know what options they have to escape that debt.
How to Get Out of Holiday Debt
Clark & Washington recommends you begin the new year by carefully re-evaluating your budget. There are several free online budget tracking websites and apps that you can use to help you create and maintain a budget. Be sure to include debt payments as a major part of your budget.
If you feel overwhelmed by the prospect of creating a budget, there are free credit counseling services available throughout Atlanta that may be able to help you to manage and reduce your debt. A credit counselor may be able to offer you a new perspective and additional guidance that can help to lead you out of debt. Clark & Washington provides free credit counseling to each of its clients.
It is possible to take all of the right steps to try to reduce your debt and still find yourself unable to get out from under the mountain of debt. If so, you may need to consider filing for personal bankruptcy. Schedule a free consultation with one of Clark & Washington's Atlanta bankruptcy attorneys today to determine whether bankruptcy is the right choice for you.
Learn more at http://www.cw13.com.
About Clark & Washington:
Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast. They have locations in Georgia, Florida and Tennessee. Clark & Washington specializes in personal chapter seven and 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.
For more information, visit http://www.cw13.com.
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