/24-7PressRelease/ - NEWPORT BEACH, CA, November 29, 2006 - Of course, checking it twice, whether they (we) were naughty or nice.
This year's "Holiday Spirit" is projected to increase a whopping 7.5 percent increase, in spending and will be estimated to generate approximately one fourth of annual sales for retailers.
American's will spent an average of $1,200 on the pleasure of gift giving in 2005. Spreading "Good Cheer" this holiday season will find consumers plummeting deeper into credit card debt than ever imagined. When consumers go to their mail box in January, they will no doubt be faced with a much higher than expected—credit card bill—"The envelope please!"
Consumers traditionally go over their holiday budget by approximately 20 to 30 percent. However, that's not really what, "gets and keeps" American Families spiraling deeper into credit card debt. It's the deceptive business practices of the banking industry that have a strong arm on them--making sure they stay in debt!
Most credit card companies have, or are in the process of doubling their minimum required payments, along with adding additional "skyrocketing interest rates, hidden fees, deceptive penalties and outrageous late payments" are only a few of their tactics," states Richard Garcia, Founder of Credit Card Rest In Peace (Rip).
"Credit Card Rest In Peace" was founded; to educate American's about their legal right to eliminate all or most of their bankcard debt. By utilizing the "Truth and Lending Law" Americans no longer are forced to be victimized by the credit card companies. This program does not force consumers into Debt consolidation, Debt Settlement, Arbitration, Credit Consumer Counseling or bankruptcy. It does allow consumers to legally stop paying their credit cards and restore their credit scores.
Consumers heavily ($8,000 or more) in DEBT to credit card companies, we can help you. Use banking law, Truth in Lending Law, Fair Credit Billing and Reporting Acts, US Code of Federal Regulations, Usury law, etc, to assert your rights. Through the services of Credit Card RIP your Credit Card Debt will be gone in 12 to 18 months. Should you wish a Settlement specialists will assist you to achieve a win solution. Americans feeling the stress and fear of financial doom mounting daily ...are urged to take action today! And that starts by visiting CreditCardRIP.Com
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