Garcia's talk entitled "Dealing With The Burden OF Credit Card Debt" will focus on four options.
/24-7PressRelease/ - NEWPORT BEACH, CA, September 07, 2006 - Personal Bankruptcy...Until October 17, 2005 this was not as bad an idea as it has become since the rules for personal bankruptcy changed.
Negotiation/Settlement...This is something that you can do for yourself or you can hire a company to negotiate with your creditors for a lower rate of interest and lower payments. You can even reach Settlement of the entire debt. This could be a real win for you if you understand the rules and position yourself properly.
Arbitration...Many banks, particularly MBNA, write arbitration clauses into their agreements. They even specify which three arbitration outfits you get to choose from.
Elimination...You may not be familiar with this method and if you have read anything about eliminating credit card debt, it would be coupled with reducing the debt by the method already presented or criticized as a scam.
The Requisition is require and attendance is free at http://educated-wealth.com/conference-room.html
Credit Card Rest In Peace (RIP) specializes in providing the American Credit Card user solutions with education on how to legally eliminate credit card debt. This can be done lawfully without filing bankruptcy or utilizing Credit Counseling. It is not debt consolidation or credit negotiation.
Garcia's firm "Credit Card In Peace" (RIP) educates the consumer to the lending laws, The Federal Law, Banking Law, The Truth in Lending Act, The Credit Billing and Reporting Acts, The Fair Debt Collection Practice Act and Legislation passed in Congress.
The law is on your side. They've just been keeping a "giant secret" from the American public and the credit card consumer trying to eliminate credit card debt. We will show you, just how the American Banking Industry and the Credit Card Companies are DEFRAUDING you. This information will not only legally allow you to reclaim your life but will morally and ethically teach you how you can walk away, eliminate and erase your Credit Card Debt," states Garcia.
For more information on Credit Card Rest In Peace (RIP) and Garcia's upcoming Web Conference contact, Richard Garcia 1-800-587-9046 Ext. 6060, Website: at http://educated-wealth.com/conference-room.html or E-mail rgarcia@naes.cc
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