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KNOXVILLE, TN, January 16, 2014 /24-7PressRelease/ -- It's easy to overindulge during the holiday season. Good, rich foods abound with sumptuous desserts and drinks all around - and since the holidays only come once a year, it's not hard to justify excessive consumption. But racking up holiday debt is another matter. You could end up paying for your current purchases all the way to the next holiday season, when the vicious cycle begins anew.
Avoiding Debt During the Holidays
Knoxville bankruptcy lawyers Clark & Washington advise setting a realistic budget for your holiday spending. Make a list and stick to it and avoid impulse buying by leaving your credit cards at home when you go shopping.
Go to stores an hour or so before closing so you don't have time to shop around. When you know you only have an hour to do your shopping, you have less of a tendency to look around and end up buying items that are not on your original list.
If you can, make rather than buy gifts for your friends and family (an afternoon of baby-sitting for your neighbor with three young children for example). Your gift of time would be deeply appreciated, plus it does not show up on your credit card bill the following month.
As experienced Knoxville bankruptcy attorneys, Clark & Washington has helped hundreds of people get their financial life back in order. Their seasoned and knowledgeable lawyers keep up with the many changes in bankruptcy regulations. They are your best allies in a timely and successful bankruptcy filing. There is never a charge for your first appointment and they have three convenient locations to serve you.
To learn more, please go to http://www.knoxvillebankruptcyattorney.com.
About Clark & Washington:
Established in 1983, Clark & Washington is now one of the leading bankruptcy filers in the Southeast. They have locations in Georgia, Florida and Tennessee. Clark & Washington specializes in personal chapter seven and 13 bankruptcy. They offer honest, helpful legal advice to those experiencing financial hardships.
For more information, visit http://www.knoxvillebankruptcyattorney.com.
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