/24-7PressRelease/ - SOUTHFIELD, MI, August 10, 2008 - The call came on June 6 in the middle of the night. Southfield attorney Michael J. Morse heard the bad news: A fire in his office had made it impossible to carry on business as usual in his usual location. Morse represents victims of automobile, truck and motorcycle accidents. He also helps victims of dog-bite attacks.
For many businesses, that midnight phone call would have meant weeks, maybe months of disruption. Case files requiring reconstruction, court dates postponed, clients inconvenienced.
For Morse, planning for the worst paid off - he was open for business in a new office less than 48 hours later, his clients, staff and files all in perfect form. How did he do it? Morse followed the advice he gives clients about planning for emergencies. See his attached fact sheet for Surviving a Business Catastrophe for details.
"No one ever thinks about being the victim of fire - we avoid such thoughts. Even simply taking pictures of everything and making sure your business has proper insurance coverage puts you in good shape to weather a catastrophe," Morse said.
Morse's new offices are in Southfield Towne Center, 25657 Southfield Road, Southfield, MI 48075. The telephone number is 248-350-9050. For more information about Morse and his legal practice, including a complete outline of services, please visit his web site: http://www.morse-law.com
About Michael Morse P.C.
Attorney Michael J. Morse represents victims of automobile, truck and motorcycle accidents as well as dog-bite attacks. He is an adjunct professor at the University of Detroit-Mercy School of Law. Mr. Morse is the author of Litigating Head and Neck Injuries (James Publishing.) Governor Jennifer Granholm recently appointed him to the Michigan Chiropractic Board for a four-year term. He chairs the Disciplinary Sub-Committee, which oversees the discipline procedures for chiropractors in Michigan.
For more information and statistics on first- and third-party vehicle accident representation, visit http://www.michigan-auto-attorney.com. For information on dog bites, visit http://www.dogbite-attorneys.com.
FACT SHEET FOR SURVIVING A BUSINESS CATASTROPHE
Simple preparations make for a quick recovery:
Before anything happens, take a few simple steps to protect your business from harm in the event of a catastrophe:
Back-up all files off-site with hard copies and in Internet-based files
Purchase adequate insurance coverage for fire, business interruption and contents at replacement value
Videotape the entire office and its contents
Have appraisals in hand for fine art and special items
Be prepared to hire a public insurance adjuster to resolve the insurance claim quickly
Public adjusters work for policyholders who have sustained an insured loss, according the National Association of Public Insurance Adjusters. They handle all details of the claim to secure a fair and fast settlement. The public adjuster inspects the site, assesses damages, assembles claim support data, reviews the insurance policy and determines current replacement costs.
"The public adjuster knows how to analyze a fire case and all the information that needs to be submitted. They know the best way to help the insured work with their insurance company," said attorney Michael J. Morse.
After a catastrophe:
Attitude is everything: Calm thinking, even in a devastating situation, put Morse on the right track. His practice before the fire had been practically paperless. He always backed up his files online and on CDs.
Restore communications as soon as possible: The morning after the fire, Morse ordered new computers and phones.
Open a temporary office immediately: The Morse office receptionist set up shop in a tent in the burned-out office parking lot, acting as a liaison with clients who hadn't heard about the fire. The clients learned that their cases would proceed unhampered. Clients who did not have current cases in process received a letter with a map of the new office location and assurances that their files were also secure.
Contact key clients personally; inform all clients: Morse called key clients personally to tell them about the fire and reassure them that their case files were secure and their cases on track.
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