/24-7PressRelease/ - March 31, 2006 - CreditCardAssist.com, one of the top credit card comparison resources, educates consumers about reward credit cards by making information about these cards easily available online. Reward credit cards allow consumers to make purchases and receive special rewards from a variety of merchants and retailers. These can include gift certificates to restaurants and stores, airline miles, cash, or even unique gifts provided by the credit card company.
Through the guidance of CreditCardAssist.com, consumers are able to educate themselves on how to best choose a reward credit card. According to the company, a variety of factors need to be taken into consideration when choosing a reward credit card, including a person's lifestyle and spending habits, as well as the annual fee and APR associated with the card.
According to CreditCardAssist.com, (
http://www.creditcardassist.com/rewards/creditcards.html ), reward credit cards can provide cardholders with points for every dollar spent or they can reward cardholders with a percentage return based on purchases made. Sometimes, these returns can be as high as 5%. Reward credit cards also typically provide cardholders with the same benefits found in credit cards without a rewards program, such as travel insurance, lost and stolen card assistance, and purchase protection.
In general, reward credit cards have a higher interest rate than standard credit cards. For this reason, CreditCardAssist.com suggests consumers who are unable to pay their card in full each month avoid reward credit cards. For those that do choose to apply for a reward credit card, it is important to compare the cards extensively in order to find the card providing rewards that are best suited to the lifestyle of the cardholder.
In addition, many reward credit cards have limits on how many points a cardholder can earn and expiration dates on points earned. According to CreditCardAssist.com, consumers need to take these factors into consideration when determining which reward credit card is best for them. For this reason, the company has gathered information regarding a large number of reward credit cards and has placed it on their easy to follow website. Here, consumers can learn all they need to know about various reward credit cards, such as Citi PremierePass Card, Value Miles Platinum Visa Card, and Advanta Platinum Rewards Credit Card.
Los Angeles based CreditCardAssist.com provides consumers with a comprehensive resource for valuable credit card information, including that involving reward credit cards. Included in this information are fees and rates specific to certain credit card companies and types. For more information, visit the company's Web site at
http://www.creditcardassist.com---
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