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TAMPA, FL, January 17, 2014 /24-7PressRelease/ -- Sinkholes are an all-too-common issue within the state of Florida, especially in central Florida. Porous limestone aquifers lie hidden just under the ground and, over time, the limestone structures wear down and collapse as water passes through them, creating sinkholes. With how common it is for sinkholes to pop up across Florida, All Florida Ram Jack is surprised that sinkhole insurance is considered optional in the state.
The Tampa sinkhole repair specialists believe that sinkhole coverage is optional because every home insurance policy covers "catastrophic ground cover collapse," which occurs when a sinkhole opens suddenly and severely damages your home. As this covers the most expensive and devastating sinkhole disasters, lawmakers feel that any additional insurance should be recommended, but not required.
Sinkhole repair companies in Florida know all too well that this means that many homeowners who have opted not to have sinkhole insurance are left uncovered, even if their foundation is cracked, their walls are fractured or their driveway breaks. Claims under a "catastrophic ground cover collapse" must have the property deemed unlivable by a local authority to be paid -- and that means cracks and lots of other damage don't count.
All Florida Ram Jack's Tampa sinkhole experts recommend that every Florida homeowner think very carefully about the risk of sinkhole damage before they opt to not get sinkhole coverage added to their insurance plan. Sinkhole coverage can cover non-catastrophic damage and may ultimately save you money if a sinkhole should cause your home or property damage.
Learn more about sinkholes and your risk at http://www.allfloridaramjack.com.
About All Florida Ram Jack:
Ram Jack started in 1968 and has since become an industry leader with offices throughout the U.S., Canada and South America. All Florida Ram Jack, a specialized division, offers both residential and commercial foundation repair services.
To learn more, go to http://allfloridaramjack.com/.
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