Tommy Lee Ruff, Chartered Financial Consultant, ChFC© and Chartered Life Underwriter, CLU©, is Honored for his Expertise as an Entrepreneur in the Financial Services Industry
Press Release June 13, 2025
He is celebrated for his more than 40 years of service as a retirement and estate planning professional.
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HARRISON, AR, June 13, 2025 /24-7PressRelease/ -- Tommy Lee Ruff, CLU©, ChFC©, Master Certified Estate Planner, has been selected for inclusion in the Marquis Who's Who. As in all Marquis Who's Who biographical volumes, individual profiled is selected based on current reference value. Factors such as position, noteworthy accomplishments, visibility, and prominence in a field are all considered during the selection process.

Mr. Ruff has established a distinguished career as a financial consultant, demonstrating expertise in financial consulting and estate planning since 1984. In this role, he has dedicated himself to education for better helping individuals create tax-advantaged retirement income while protecting their assets against the possibility of living too long or dying too soon, unwanted relatives, the Probate courts, or dealing with the expense of assisted living or a nursing home. His work encompasses comprehensive financial and estate planning for individuals, families and business owners. Additionally, he is committed to educating others about God's economic system simply because He owns it all.

In addition to his financial work, he has also made significant contributions as an author, speaker and radio host. His publications include "Common Sense Economics for the Family," released in 2013, and he updated it in 2023 and renamed his amazing book, "Generation to Generation." Mr. Ruff has never charged for his book, and he gives it away for free on his website, www.tommylruff.com. You will discover when you view his website that he has written various articles on financial and estate planning. He has shared his insights through public seminars for over 35 years and hosted his radio program, "Common Sense Economics for the Family" for more than 17 years.

Before his foray into financial services, Mr. Ruff co-owned T&R Marinein Harrison, AR, holding tenure there for more than 11 years. He also has experience running a restaurant, having opened his own restaurant and managed operations for four years. After he sold his restaurant, he found his calling in personal and business financial and estate planning.

Mr. Ruff's academic background laid the foundation for his successful career. He earned a Bachelor of Business Administration in Business Management with a focus on marketing and minors in advertising and sociology from the University of Arkansas in 1970. Furthering his education, he completed a master's program in estate planning at the Institute of Certified Estate Planners at age 66. His certifications from The American College of Financial Services in Bryn Mawn, PA, include the Chartered Life Underwriter, CLU©, and Chartered Financial Consultant, and ChFC© designations, which place him in the top ½% of financial advisors throughout the United States and Canadia. He is also a Registered Financial Consultant.

In addition to his professional achievements, Mr. Ruff is actively involved in several industry-related organizations. His memberships include the Society of Financial Services Professionals, an Authorized Professional in Infinite Banking, an associate member of the Wealth & Wisdom Institute, the Institute of Certified Estate Planners and the American Institute of Certified Public Accountants. He is also a coach, mentor and speaker for the John Maxwell Team for personal growth.

Beyond his professional endeavors, Mr. Ruff is deeply committed to Christian charity, having founded Home Outreach Ministries and Evangelism, a nonprofit organization dedicated to helping others. He is a member of Woodland Heights Baptist Church in Harrison. His soulmate for 55 years, Peggy Jean Thomason Ruff, passed away in 2019 leaving behind Mr. Ruff with a four-year-old son (great-grandson), whom they had adopted after their granddaughter passed away in 2014. In 2020, Mr. Ruff married another amazing lady from Medellín, Colombia. She was a foreign language teacher. After four years and several trips to Cancun, Mexico, she finally arrived home in Harrison, AR, on March, 29, 2023. He says that he is a very blessed man.

He enjoys spending time with family watching his son in jiu-jitsu, soccer and baseball. Mr. Ruff loves watching college football and basketball. A man of faith and perseverance, he attributes all his success to these qualities. Looking ahead professionally, Mr. Ruff remains passionate about his work and continues to embrace opportunities to help others as a problem-solver in the field of retirement and estate planning. He tells us that retirement is not an option for him as he loves working and helping his clients with AI and common-sense solutions for creating wealth and financial independence.

About Marquis Who's Who®:
Since 1899, when A. N. Marquis printed the First Edition of Who's Who in America®, Marquis Who's Who® has chronicled the lives of the most accomplished individuals and innovators from every significant field of endeavor, including politics, business, medicine, law, education, art, religion and entertainment. Who's Who in America® remains an essential biographical source for thousands of researchers, journalists, librarians and executive search firms around the world. The suite of Marquis® publications can be viewed at the official Marquis Who's Who® website, www.marquiswhoswho.com.

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