Chris Fernandez Featured in the August/September 2025 Issue of Forbes
Press Release November 7, 2025
Chris Fernandez shared his professional achievements and industry expertise in Forbes magazine
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Mr. Fernandez has overseen AAI's geographic expansion from three to 27 states, making it a truly national force in the independent agency space.

WESTMINSTER, CO, November 07, 2025 /24-7PressRelease/ -- Chris Fernandez, chief executive officer of Affordable American Insurance, was selected by Marquis Who's Who for a prominent feature in the Denver/Colorado Springs regional edition of Forbes magazine.

Mr. Fernandez is leading Affordable American Insurance (AAI) with a clear mission: to build one of the most effective networks for independent insurance agencies in the country. He has transformed AAI into a professionally managed organization that provides individually tailored support to small business owners, including operational support, advanced technology and carrier partnerships.

Mr. Fernandez's journey to the top was hardly conventional. He began his career at AAI in 2006 as an IT support technician. He quickly rose to director of IT, a role in which he developed an industry-leading platform for visualizing agency data.

In 2015, Mr. Fernandez was promoted to executive vice president of technology. That role positioned him to lead a defining moment in AAI's operational maturity: the transition to a new network-wide management system. This was not simply a software upgrade — it was a business reset. Mr. Fernandez orchestrated the migration seamlessly, training more than 200 team members and implementing processes that improved billing accuracy, vendor payments and data integrity.

As chief technology officer and later chief operating officer, Mr. Fernandez built scalable systems that blended operations, marketing, training and carrier relations. He championed a people-first mindset while modernizing back-end systems, creating a tech stack that aligned with agency owners' needs in real-time.

Today, as AAI's chief executive officer, Mr. Fernandez holds a rare combination of deep technical knowledge and strategic business acumen. Under his leadership, AAI acquired one of Arkansas' largest insurance agencies and has set a course to grow to $1 billion in written premiums. He has also overseen the company's geographic expansion from three to 27 states, making AAI a truly national force in the independent agency space.

AAI's core mission remains unchanged: to help captive agents go independent and to help independent agency owners achieve their dreams.

Mr. Fernandez holds a bachelor's degree in information technology from the University of Phoenix. He has been recognized as a 40 Under 40 business professional and was featured in The Wall Street Journal. He credits much of his success to the love and support of his wife and children, who have stood by him every step of the way, as well as the strength of the team surrounding him.

For Mr. Fernandez, the greatest accomplishment is not just building a stronger business — it is helping others do the same and redefining what is possible for independent agency owners.

About Marquis Who's Who®:
Since 1899, when A. N. Marquis printed the First Edition of Who's Who in America®, Marquis Who's Who® has chronicled the lives of the most accomplished individuals and innovators from every significant field of endeavor, including politics, business, medicine, law, education, art, religion and entertainment. Who's Who in America® remains an essential biographical source for thousands of researchers, journalists, librarians and executive search firms around the world. The suite of Marquis® publications can be viewed at the official Marquis Who's Who® website, www.marquiswhoswho.com.

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