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All Press Releases for December 21, 2013 »
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Preparation for a car accident can provide legal protection

Saying the wrong thing after an accident can have an impact on an insurance claim.
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    December 21, 2013 /24-7PressRelease/ -- There are many legal complications that can rise when a person in Orlando is involved in a collision. Some of these complications have to do with insurance companies while others have to do with criminal allegations. When a car accident occurs, people can find themselves embroiled in a legal mess but there are things they can do to protect themselves.

Avoid saying the wrong thing

When law enforcement arrives at the scene of a car accident, it is their responsibility to determine how the accident occurred and who is responsible. This means that anything a person says or does can be used as potential evidence. It is important for people to avoid saying anything that could imply guilt. Statements such as "I am so sorry" or "I didn't see the other car" could make it sound as if the accident is that person's fault.

Saying the wrong thing can also have an impact on an insurance claim. Many times, a person involved in an accident may not be aware of an injury until hours later. If that person told someone that he or she was okay, it could lead to problems later on with an insurance company. Therefore it would be better for a person to avoid making any statements to people at the accident scene and only provide information to a law enforcement officer.

Review the car insurance policy

According to Edmunds, people should know what their car insurance policy covers. An insurance policy is designed to protect people financially in the event of a collision but many people do not understand the features of their policy. In order to make sure that a policy will be effective it is important for people to consider what their needs will be if they are in an accident. These needs include:
- Ability to pay deductible.
- Bodily injury and property damage coverage.
- Rental car.
- Towing.

If a person finds that his or her policy is lacking, then that person should take the necessary steps to make changes to the policy. Doing so can ensure that the appropriate coverage is there when, and if, it is ever needed.

Make a car accident kit

Gathering information about the accident is important because it can prove a person's innocence and show support for any claims of compensation that are made. In order to gather information, a person needs a car accident kit and this kit contains items that can help when an accident happens. The kit should include paper and pencil for note taking, a portable camera to take pictures of the accident scene and accident forms to record details such as the accident location and other details.

In addition to those items a person should also have the number of a good attorney who can provide that person with legal guidance to protect his or her rights.

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