All Press Releases for August 13, 2009

How to Save on Homeowners Insurance In a Slumping Home Market releases a guide to help homeowners find insurance savings.

    CHICAGO, IL, August 13, 2009 /24-7PressRelease/ -- Every state's homeowners insurance market varies. If homeowners is lucky enough to live in an area with a competitive insurance market, they may have no problem finding low rates than homeowners in other states, struggling to find affordable coverage. According to a recently published article on, no matter where a homeowner lives, the market can just as easily go up as it can go down. So homeowners should be aware of what factors affect their state's homeowners insurance market. They should also be familiar with what ways they can save money on their premium if they happen to be facing a market with higher homeowners insurance quotes.

"The home insurance market can be affordable and thriving in one state but suffering and slumped in another. Knowing the state of your state homeowners insurance market could mean the difference between being properly insured or having a completely inadequate policy at the wrong price," according to the article, 'What Condition Is Your State Homeowners Insurance Market In?' "In many parts of the country, the state homeowners insurance market is seeing both sharp and steady increases in rates."

There are several ways for homeowners to save on their premiums, including seeking discounts, raising the deductible, and seeking home insurance quotes. The latter should boost some rivalry among home insurance agents.

"Sometimes, you have to generate competition among home insurance agents to get their best rates to you," according to the article, which states that shopping for home insurance quotes will achieve this desired effect. "When home insurance agents know a potential client is being wooed by other agents, it makes them offer more affordable rates and policies."

If your state's home insurance market isn't producing rates that fit your budget, be sure to know what factors affect the market and what ways you can save money on your premium until the market gets back on its feet. Even if you do live in an area where you are satisfied with your insurance costs, remember that the market may not always be solvent. It's a good idea to know the state of your local home insurance market and how to save money should it ever become strained.

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About provides consumers with access to information including multiple insurance quotes, articles, and comparisons.


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