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CHICAGO, IL, September 24, 2009 /24-7PressRelease/ -- For those who are panicking due to the swine flu outbreak, calm your fears. While it's not a cause for panic, it is a cause for concern, particularly for those who lack sufficient health insurance coverage, according to a recent InsuranceAgents.com article.
"[S]tatistics show that people who don't have health insurance are less likely to seek out medical attention," the article states. "This is because seeing a doctor to examine flu-like symptoms, taking a trip to the emergency room when feeling severely ill, and purchasing prescriptive drugs for curable sicknesses cost tons of money."
When people lack healthcare, they rarely go to the doctor. That means, on average, they are less healthy, possibly with symptoms that go unnoticed and undiagnosed. And those with a weaker immune system (compared to the insured who may have regular checkups and boosted immunity as a result) are more vulnerable to the current swine flu epidemic.
The article lists several ways to obtain relatively affordable health insurance as well as safeguard against illnesses, including the swine flu:
1. Shop online and compare health insurance quotes to find an affordable policy.
2. Talk with an experienced health insurance agent and discuss your options and concerns. Ask for discounts.
3. Raise your deductible and co-pay to offset coverage costs, but make sure it's a figure you can afford.
4. Check your policy for coverage gaps that may cost you down the road.
5. Seek government-assisted health insurance programs.
6. Take necessary precautions to guard against swine flu, including washing your hands frequently; covering your mouth when sneezing, coughing; using hand sanitizer; avoid touching your eyes, nose and mouth; avoid direct contact with sick people; and seek medical attention if you feel sick.
No one should get sick or even die because they happened to lack sufficient health insurance. Contact your local health insurance agent today and protect yourself against epidemics and other illnesses. Don't let symptoms go unnoticed or undiagnosed. For more information, visit InsuranceAgents.com.
InsuranceAgents.com connects consumers with local insurance agencies, and provides expert articles to help consumers make the right decisions.
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