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DEL PLAINES, IL, September 07, 2023 /24-7PressRelease/ -- "When times are hard and people are struggling financially, it's more important than ever that they have a dependable resource on which they can rely," says CreditBox.com Senior Director of Online Lending Services Nicole Horton. "All of us at CreditBox.com are proud to be that rock-steady resource for more and more consumers."
Nicole heads up the team of lending services representatives for CreditBox.com, an innovative online lender that offers loans to customers in Missouri, South Carolina, Tennessee, Utah and Wisconsin.
Tens of millions of families have little or no emergency savings
More than one in five Americans—22 percent—have no emergency savings, according to Bankrate's 2023 Annual Emergency Savings Report. The study also found that 57 percent of Americans are uncomfortable with the emergency savings they do have.
"When surprise expenses, unexpected bills or any of life's many emergencies arise," Nicole notes, "millions of households find themselves with very few good options.
"They may find it difficult if not impossible to secure a loan from a traditional financial institution," she continues. "And many alternative lending options trap consumers in a cycle of debt that's often hard to escape.
"At CreditBox.com," Nicole adds, "we put a priority on the long-term financial well-being of our customers."
An array of lending solutions to fit a range of needs
CreditBox.com offers a variety of lending options, including:
• installment loans with the convenience of same-day funding
• credit reporting loans for which CreditBox.com reports payments to credit bureaus, affording customers the chance to build their credit history while they pay off their loans
• Flex Loans up to $4,000, which provide a flexible line of credit (available in Tennessee only)
Online convenience backed by responsive customer service
Customers in Missouri, South Carolina, Tennessee, Utah and Wisconsin can apply for a CreditBox.com loan by visiting the CreditBox.com website or by contacting a customer service representative at 888-669-4227.
"Our website makes it quick and easy to apply for a CreditBox.com loan," says Nicole. "But for those folks who prefer a higher-touch experience, our lending services representatives deliver caring, courteous service that ensures their concerns are addressed and all their questions answered.
"Sometimes people contact us when they're feeling very stressed or frustrated," Nicole adds. "It's great to be able to listen to them, work through their issues and make sure they wind up smiling."
CreditBox.com, headquartered in suburban Chicago, gives customers in Missouri, South Carolina, Tennessee, Utah and Wisconsin affordable short-term lending options, with a quick and easy online application process.
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