A Dependable Resource for American Families Struggling with Holiday Bills

    DES PLAINES, IL, January 10, 2024 /24-7PressRelease/ -- As millions of families optimistically list their new year's resolutions and look forward to the year ahead, the mailbox begins to fill with bad news: bills for gifts and holiday expenses.

"The holidays are over, but the bills have yet to be paid," says Nicole Horton, senior director of online lending services for CreditBox.com, an innovative online lender serving customers in Missouri, South Carolina, Tennessee, Utah and Wisconsin.

"This is the time of year when millions of families can find themselves caught short," adds Nicole, "and they may not have the savings to pay for all the holiday bills."

An increasing number of American families are struggling financially

Bankrate's 2023 Annual Emergency Savings Report found that nearly one in four (22 percent) of U.S. adults have no emergency savings. And only two-thirds (68 percent) of Americans are equipped to cover a $400 emergency expense, according to the latest federal report on the Economic Well-Being of U.S. Households, issued by the Federal Reserve.

"Many of these families need short-term small-dollar loans to help them meet expenses," reports Nicole. "But they may find it difficult to secure such loans from banks and credit unions. And there are lots of lending options that would put them in an even worse financial state."

An array of loans designed for today's busy consumer

"At CreditBox.com," says Nicole, "we're proud to be the reliable resource for hard-working consumers who need cash in a hurry. We can help when all the holiday bills come due in January—and throughout the rest of the year."

CreditBox.com offers numerous lending options, including:

• Installment loans with the convenience of same-day funding
• Credit reporting loans for which CreditBox.com reports payments to credit bureaus, affording customers the chance to build their credit history while they pay off their loans
• Flex Loans up to $4,000, which provide a flexible line of credit (available in Tennessee only)

Making it easy to get the money you need, when you need it

CreditBox.com loans are available to consumers in in Missouri, South Carolina, Tennessee, Utah and Wisconsin. Customers can apply for a loan by visiting the CreditBox.com website or by contacting a customer service representative at 888-669-4227.

"It takes only minutes to apply for a CreditBox.com loan on our website," says Nicole. "But if a customer needs help or would prefer to work with a real person, my team of experienced lending service representatives is ready to deliver courteous and responsive assistance.

"At CreditBox.com, we want to help reduce the financial stress families feel when holiday bills arrive and provide the cash they need without completely derailing their budgets," concludes Nicole. "We're looking forward to helping American families get the new year started out right, so they can enjoy a great 2024."

About CreditBox.com

CreditBox.com, headquartered in suburban Chicago, gives customers in Missouri, South Carolina, Tennessee, Utah and Wisconsin affordable short-term lending options, with a quick and easy online application process.

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