MIAMI, FL, November 2, 2026 /24-7PressRelease/ -- Caroline Serejo Cypriano has been recognized for achievement in technology, business and law.

Marked by nearly 15 years of experience across business, technology and law, Ms. Cypriano is the co-founder and chief executive officer of JJ4Tech, the United States arm of the team behind Brazil's PIX network that has significantly enhanced the instant payments infrastructure industry. In her leadership capacity, she oversees all company departments and manages every aspect of the organization's operations to provide vital software for financial technology leaders.

Ms. Cypriano's expertise encompasses product strategy and payments standards development, where she determines the direction of new developments, manages sales, closes deals, secures strategic partnerships, and maintains relationships with both the sponsor bank and the Federal Reserve System. As the public face of JJ4Tech, she also represents the company at industry conferences.

In addition to her executive role at JJ4Tech, Ms. Cypriano has contributed significantly to industry organizations and continues to speak frequently at council meetings. Since 2026, she has chaired the User Experience Work Group of the United States Faster Payments Council, where she leads efforts to improve payment systems for end users. She previously served as vice chair of the council's QR Code Interface Work Group, helping develop standards that encourage faster adoption of payments in the United States.

Alongside her primary roles, Ms. Cypriano is an accomplished orator at industry events organized by both the U.S. Faster Payments Council and Electronic Payments Core of Knowledge (EPCOR), regularly sharing her insights on payments innovation. She has also authored numerous publications for the Faster Payments Council that contribute thought leadership on evolving payment standards, reflecting her dedication to advancing the financial technology realm through everything she does.

Ms. Cypriano's entrepreneurial journey began when she founded TAG IMF, a collateral registry that operated as a financial market infrastructure in São Paulo, Brazil. TAG IMF was established within Stoneco, a Nasdaq-listed group, to register card receivables and enable merchants to use these assets as collateral for more affordable credit. She led the company as its statutory director from 2021 to 2022 after serving as head of structuring and business from 2018 to 2021. During her tenure with Stoneco, she participated in the company's initial public offering in New York City. She had the honor of pressing the button at NASDAQ to mark the occasion.

Before her time with TAG IMF, Ms. Cypriano worked in institutional relations for the information technology consultant Stone Pagamentos in São Paulo from 2017 to 2018. Making a long-term impact on both the company and the wider industry, she established a nonprofit organization dedicated to advancing advocacy and dialogue between the Brazilian central bank and the payments industry, supporting educational initiatives and promoting financial literacy.

From 2016 to 2017, Ms. Cypriano was the strategic planning director at My Open Road Corp. in Orange County, California, where she promoted sustainable transportation through the mobile application's gamified incentives. Concurrently, she served as a marketing director at PUSH Smart Gauge in Orange County after completing academic training with the company in 2016.

Ms. Cypriano's legal background, which was key in preparing her for many of the challenges of entrepreneurship, includes internships in Greater Rio de Janeiro with Stocche Forbes Advogados from 2014 to 2015, Stone Pagamentos in 2014 and Sieve as a summer process mapping intern in 2013.

Beyond her executive responsibilities at JJ4Tech, Ms. Cypriano is the founder and principal of Cypriano Consulting and serves as an advisor to Clustter, an artificial intelligence technology company in which she recently invested. Having also served as a consultant to other companies, including Fintalk, another technology company specializing in artificial intelligence. Furthermore, she assumed the position of board advisor at DeNovo Treasury LLC in 2026 and is an active member of the Brazilian Bar Association (Ordem dos Advogados do Brasil) and the U.S. Faster Payments Council.

To augment her knowledge and legal qualifications, Ms. Cypriano pursued higher education and earned a Bachelor of Laws from Pontifícia Universidade Católica do Rio de Janeiro in 2017. This legal foundation has complemented her work across the technology and business sectors by equipping her with the skills essential for navigating complex regulatory environments and supporting innovation within financial services.

Also known for her commitment to civic-minded initiatives, Ms. Cypriano served as a mentor with Instituto Semear — a provider of vital educational opportunities for low-income students — in 2026 and volunteered with the nonprofit organization TETO - Brazil in 2015. She also volunteered with Adaptsurf, which helps individuals with disabilities learn the fundamentals of surfing, in 2013.

Ms. Cypriano's exemplary leadership, innovation, and impact have earned her multiple honors over the years, including Nacha's prestigious 15 Under 40 Award in 2026 and the presentation of the key to Miami-Dade County in 2025. Earlier in her journey, she received the Blum Center Alleviation of Poverty Award for her efforts in the Paul Merage Business Plan Competition in association with the University of California, Irvine and was named an Outstanding Delegate by the Harvard National Model United Nations of Latin America in 2011.

On a personal level, Ms. Cypriano divides her time between Rio de Janeiro in her native Brazil and Miami, Florida, due to her business commitments on two continents while maintaining close collaboration with her development team based in Brazil. Her primary aspiration is for JJ4Tech to become a market leader in providing innovative instant payments technology that advances adoption within the United States market.

Dreaming big has been central to Ms. Cypriano's success throughout her career. Motivated by the desire to build solutions that improve lives globally, inspired by witnessing transformative changes in Brazil's payments landscape, she continues to strive toward her ultimate goal of making a lasting impact on financial technology worldwide by leading JJ4Tech into its next era of growth and innovation.

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